INSURANCE COVERAGE

Personal Property Insurance

Covering a wide range from clothing, to jewelry, electronics and more.

Your valuable deserve quality coverage

While most of the contents of your home are covered by your homeowners policy, coverage for certain types of personal property are limited.  Artwork, jewelry, antiques and firearms can quickly exceed the limits of your standard policy.

How much personal property coverage do you need

Determining your personal property coverage needs depends on the type of property you own and how much it’s all worth. In short, your contents coverage amount should be enough to replace everything in your home if it’s destroyed or damaged.  We will be glad to sit down with you and help you determine how much coverage you need.

Key Benefits

  • Jewelry
  • Firearms
  • Electronics
  • Artwork
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Common Questions

The Stuff People Usually Ask

No. As an independent agency we can re-shop your existing policy against multiple carriers. If we can’t beat your current price or coverage, we’ll tell you straight.

About 5 minutes on the phone for most lines. Same-day callback with options once we’ve shopped the carriers.

Call us first. We open the claim with the carrier, walk you through what’s needed, and stay involved through resolution.

No. Quotes are free and there’s no obligation.

Not sure which coverage you need?

Talk to a local Wharton Insurance agent. We’ll walk through your situation and recommend the right plan — no pressure, no jargon.

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