INSURANCE COVERAGE

Flood Insurance

No matter where you live or work, some risk of flooding exists. Let us help you stay afloat when it happens.

The cost of flooding

Flooding can be an emotionally and financially devastating event.  With flood insurance, you’re able to recover faster and more fully.

Just 1 inch of water can cause $25,000 of damage to your home.

Benefits of flood insurance

Flood insurance provides funding to repair flood-damaged property without the need to draw down savings, take on debt, or rely on often insufficient and delayed assistance from the federal government. Everyone should consider buying a flood insurance policy even if it is not required, as most homeowners and renters insurance policies do not cover flood damages.

Key Benefits

  • Dwelling/Building
  • Personal Property/Contents
Tools and toolbox lying on flood damaged floor
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Common Questions

The Stuff People Usually Ask

No. As an independent agency we can re-shop your existing policy against multiple carriers. If we can’t beat your current price or coverage, we’ll tell you straight.

About 5 minutes on the phone for most lines. Same-day callback with options once we’ve shopped the carriers.

Call us first. We open the claim with the carrier, walk you through what’s needed, and stay involved through resolution.

No. Quotes are free and there’s no obligation.

Not sure which coverage you need?

Talk to a local Wharton Insurance agent. We’ll walk through your situation and recommend the right plan — no pressure, no jargon.

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