File a Claim

Got a Claim? We'll Walk You Through It.

Call us first — most claims start with a 5-minute phone call. We handle the rest.

What Happens Next

The Claims Process, Step by Step

What to Have Ready

Have These Handy When You Call

Policy number

On your declarations page, ID card, or any recent email from us.

Date & description

When the loss happened and a quick summary of what happened.

Photos if available

Especially helpful for auto, home, and property claims.

Police / fire report

If applicable — we can help you get a copy if you don’t have one.

Common Questions

The Stuff People Usually Ask

Call us first if you can. We open the claim with the carrier, walk you through what’s needed, and stay involved. If it’s after hours or urgent (active fire, accident, etc.), call your carrier’s 24-hour claims line directly and let us know first thing the next morning.

Sometimes, depending on the claim type and your carrier. Before you file, we’ll walk you through likely impacts so you can decide whether it makes sense.

Auto claims are often resolved in 1–3 weeks. Property claims vary based on damage scope and contractor availability. We give you a realistic estimate up front and check in along the way.

Call us. We’ll review the denial, explain why, and tell you whether an appeal is worth it. We’re independent so we have no incentive to side with the carrier.

Office Hours

Monday – Friday: 8:00 AM – 5:00 PM
Saturday – Sunday: Closed

Need to file a claim now?

Call us. We answer Monday through Friday, 8 AM to 5 PM.

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